In this guest post, Derek Tharp – our Research Associate at, and a Ph.D. Instead, the combination of man and machine (i.e., the “cyborg advisor”) may pose the greatest opportunity to human advisors in the long run… and threat to those who lag behind. machine framing of the role that technology will play in the future of delivering financial planning advice may be too narrow. Yet, as discussed previously on this blog, the man vs. The recent rise (and subsequent decline) of robo-advisors has generated much discussion about the threat (or lack thereof) that technology poses to human advisors.
